Federal Direct Plus Loan (Parent and Graduate)

The Direct Parent PLUS Loan is available to the parent (biological, adoptive, or in some cases stepparent) of a dependent undergraduate student enrolled at least halftime in an eligible degree program.

The Direct Graduate PLUS Loan is available to graduate or professional students enrolled at least halftime in an eligible degree program. HU will determine the maximum loan amount based on the cost of attendance minus any other financial aid the student received.

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Interest Rates and Loan Fees

  • Please view the U.S. Department of Education's Federal Student Aid website, for the most current and up-to-date information regarding Federal Student Loan Interest Rates and Loan Fees.

Loan Limits

  • Maximum eligible amount is the cost of attendance minus any other financial aid the student receives

Federal Student Loan Repayment

  • Borrower's Responsibilities - Repayment
    You are required to begin making payments on your Federal Direct Stafford Loans after you graduate, leave school, or drop below half-time enrollment.Plan ahead for repayment and budget wisely. You have a six month grace before you must begin repayment. The Federal Direct Stafford Loan Program offers loan repayment plans designed to meet the needs of almost every borrower and allows you to choose which repayment plan is best for you. Federal Direct Stafford Loan borrowers may choose between the standard, extended, graduated, income contingent, and income-based repayment plans.

    Your loan will be originated with the Direct Loan Servicing Center (1-800-848-0979), which, in addition to information on repayment plans, provides a repayment estimator to help you determine how much you pay and how long it will take to repay your loan based on the plan chosen. Calculations are estimates and the values may not reflect the actual amount computed by the Direct Loan Servicing Center.

    Approximately 7-10 business days after the first disbursement of your loan, your loan is assigned to a loan servicer who will then send you information regarding your loan. Repayment of your loan is managed by your loan servicer. To review your loans and to obtain your loan servicer contact information, you may access nslds.ed.gov. You will need to login using your FSA ID.

  • If You Already Have a Federal Student Loan
    If you already have a student loan that was made through the Direct Stafford Loan Program along with a FSA ID, you can get your most recent account information from nslds.ed.gov.
  • Deferment / Forberance
    If you have a problem making your monthly loan payments, you may be able to postpone your payments through a deferment or forbearance request. Deferments are also an option if you are returning to school after an absence. You may also be eligible to have your Federal Direct Stafford Loan or Federal Perkins Loan forgiven (see listing of forgiveness programs).

    If you have exhausted your deferment and forbearance options, and/or want to avoid a default, you may also want to consider a loan consolidation. A Direct Consolidation Loan allows you to combine one or more of your federal education loans into a new loan that offers several advantages. For more information, see Direct Consolidation Loans.

    • How to Repay Your Federal Student Loans
      Please visit the U.S. Depart of Education's Federal Student Aid website on steps to repay your federal student loans and for additional information regarding federal student loans.